Mortgage Loans

With over 35 years of combined mortgage banking experience, local processing and underwriting, and the perfect mix of home financing solutions, Riverside Bank of Dublin’s Home Mortgage Team is equipped to make the “American dream” of owning a home a reality for you!

Financing Options Available

• Conventional Fixed Rate Loans
• Adjustable Rate Mortgage (ARMs)
• USDA Rural Development Loans
• VA Loans
• FHA Loans
• Jumbo Mortgage Loans
• New Construction to Perm Loans
• Investment Property Loans
• Non-Qualified Mortgage Loans

Home Equity Lines of Credit

Looking to access equity? Unlock your home’s value with a HELOC that can help provide the funds you need to make home improvements, take care of planned or surprise expenses or simply save money by consolidating debt. No annual fee, competitive interest rate and convenient access to transfer funds to your Riverside Bank of Dublin’s checking account right through Online Banking are just a few of the benefits.

• No Annual Fee
• Competitive, Variable Interest Rate
• Online Banking access to transfer funds directly to your Riverside Bank of Dublin checking account
• Interest only payments
• Interest may be tax deductible
• Transfer balance to fixed rate loan at maturity

New Construction to Perm Loans

Build and Finance your new home with one simple closing. You will get the money to build your home, as your builder will be paid directly from bank, and then your loan converts to permanent loan for the future without having to go through another loan closing process.

Lot & Land Loans

Buy your lot first, and then build at a later date. Our lot loan product allows you to purchase the lot today and then build at a later date.