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Rates

At Riverside Bank of Dublin, we believe in offering you some of the best rates in the market. You have worked hard for your money and we want to make sure that it works hard for you. Rates current as of October 11, 2025.

Deposit Account Rates

All In Checking
Balance Rate APY
(Annual Percentage Yield)
$2,500 to $9,999 .01% .01%
$10,000 to $24,999 .02% .02%
$25,000 to $99,999 .25% .25%
$100,000 and above .79% .79%
Good Neighbor Checking
Balance Rate APY
(Annual Percentage Yield)
$2,500 to $9,999 .01% .01%
$10,000 to $24,999 1.00% 1.00%
$25,000 and above 2.47% 2.50%
The Business Growth
Balance Rate APY
(Annual Percentage Yield)
$0 to $49,999 2.33% 2.36%
$50,000 to $999,999.99 2.58% 2.61%
$1,000,000 to $4,999,999.99 2.83% 2.87%
$5,000,000 and above Call for Rates Call for Rates
Money Market Checking (Personal) Call for Business Rates
Balance Rate APY
(Annual Percentage Yield)
$2,500 to $9,999 0.50% 0.50%
$10,000 to $24,999 0.75% 0.75%
$25,000 to $99,999 1.79% 1.80%
$100,000 and above 2.47% 2.50%
Savings Rates (Personal & Business)
Product Rate APY
(Annual Percentage Yield)
Ohio Homebuyer Plus (Individual Accounts Only) 5.00% 5.12%
Savings Account 0.10% 0.10%
Certificate of Deposit Rates (Personal, IRAs & Business)
Minimum Deposit $500
Product Rate APY
(Annual Percentage Yield)
7 Day - IRAs Only 3.41% 3.46%
3 Months 4.25% 4.33%
6 Months 4.25% 4.33%
12 Months 3.87% 3.94%
15 Months - must have a checking account with direct deposit 3.74% 3.80%
18 Months 3.50% 3.56%
24 Months 3.53% 3.59%
36 Months 3.10% 3.14%
60 Months 3.00% 3.04%

* Early withdrawals may result in the following penalties, which are subject to a $25 minimum: 1 month of interest for a 3-month term; 3 months of interest for terms from 6 to 12 months; 6 months of interest for an 18-month term; and 12 months of interest for the 7 Day IRA CD and terms from 24 to 60 months. Fees may reduce earnings.

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Stop into our office to discuss the rates we offer on personal and business deposit products, or call us with any questions. We are excited to get to know you and help find the best product that will fit your needs today and in the future.

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